California Uninsured Motorist Laws have recently changed, creating significant challenges for drivers seeking compensation after an accident. Many California drivers are unaware that these updates could impact their financial security if they are involved in a collision with an uninsured or underinsured driver. If the at-fault driver lacks adequate coverage, victims may struggle to receive fair compensation due to stricter legal requirements.

Fortunately, you don’t have to handle these legal hurdles on your own. A skilled California uninsured motorist lawyer can provide invaluable guidance, ensuring that your claim is properly filed, negotiating with insurance companies on your behalf, and pursuing legal action if needed. We specialize in navigating California’s uninsured motorist laws and fighting back against unfair insurance tactics, helping accident victims secure the compensation they rightfully deserve.

What Are California’s Uninsured Motorist Laws?

California’s uninsured motorist (UM) laws are designed to protect drivers involved in accidents with individuals who either lack insurance or possess insufficient coverage to compensate for damages. State law mandates that all insurance companies offer Uninsured/Underinsured Motorist (UM/UIM) coverage; however, drivers have the option to reject this coverage in writing.

Without UM/UIM coverage, if you’re hit by an uninsured driver, you may be left without compensation for injuries, medical bills, lost wages, or vehicle repairs. Even when the at-fault driver has insurance, California’s minimum liability limits—were set at $15,000 for injury/death to one person, $30,000 for injury/death to more than one person, and $5,000 for property damage—are often insufficient to cover serious injuries or significant property damage.

It’s important to note that starting January 1, 2025, these minimum liability limits will increase to $30,000 for injury/death to one person, $60,000 for injury/death to more than one person, and $15,000 for property damage. This change aims to provide better financial protection for drivers but may also lead to higher insurance premiums.

These limits haven’t been updated in decades and are shockingly low compared to the actual cost of medical treatment and repairs today. A single hospital visit or car repair could easily exceed these amounts, leaving victims to pay the rest out of pocket—unless they have UM coverage.

How a California Uninsured Motorist Lawyer Can Save Your Claim

Given these legal changes, working with a skilled uninsured motorist lawyer is more important than ever. At Etehad Law, we have the expertise to fight back against unfair claim denials, delays, and low settlement offers. Here’s how we can help:

Investigating Your Case

We gather all the necessary evidence to prove that the at-fault driver was uninsured or underinsured. This includes obtaining police reports, tracking down insurance records, and interviewing witnesses to strengthen your claim.

Fighting Insurance Denials

If your claim is unfairly denied or delayed, we challenge the insurance company’s decision and demand a fair settlement.

Navigating Legal Complexities

We ensure that your claim is filed correctly and on time, so you don’t lose your right to compensation due to technicalities.

Maximizing Your Compensation

We negotiate aggressively with the insurance company to secure the full amount you deserve, covering medical expenses, lost wages, vehicle damage, and pain and suffering.

Representing You in Court If Needed

If the insurance company refuses to offer a fair settlement, we are prepared to take your case to court and fight for your rights.

Why Choose Etehad Law to Handle Your Uninsured Motorist Claim?

We specialize in uninsured and underinsured motorist claims and have a proven track record of winning cases. Our team understands how insurance companies operate and knows how to fight back against unfair claim denials and lowball offers.

We offer free consultations, and you don’t pay any legal fees unless we win your case. Our team is committed to helping accident victims get the compensation they deserve, and we will stand by your side every step of the way.

If you’ve been involved in an accident with an uninsured or underinsured driver, don’t risk losing your claim. Contact us today for a free consultation, and let us protect your rights and fight for the compensation you deserve.